To apply for a loan, you generally need to meet the following criteria:

1. Age: Applicant must be between 21 and 65 years old.
2. Income: Proof of stable income (e.g., salary slip or bank statement) to ensure repayment ability.
3. Credit Score: A good credit score (typically above 700) is preferred for better loan terms..
4. Down Payment: A down payment (usually 10-20% of the car’s cost) is often required.
5. Employment: Employed individuals or self-employed professionals with a stable income are eligible.
6. KYC Documents: Aadhaar, PAN card, and address proof for identity verification.
7. Two-Wheeler Documents: The vehicle's invoice or proforma bill and insurance details.